Members' Area... CONGRATULATIONS You are now entering profitable and often secretive world of Hot Property Investor

Absolutely Everything You Could Possibly EVER Need to Make a Killing From Property

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If you have any problems with the download please don't hesitate to contact us.

Firstly, let me thank you for taking the time to join up at this site.

I know that the information you have available is second to none and I sincerely hope you put it to good use. We will constantly be adding and updating information to bring you the most comprehensive resource available and as a member you will have unlimited access.

Put this url in your favourites/bookmark file by clicking 'add to favourites in the browser menu and visit us regularly for the latest information and sales.

To access your member pages, simply use the navigation panel to the left of your screen.

* Check into your 'NEWS' section regularly - as soon as we have any breaking news or information, we put it in here for you. This could be anything from a re-arranged auction date, time or place through to the withdrawal of certain lots from a particular auction. We update whenever we've any news to pass on!

* Auctions are accessed via the 'SEARCH AUCTIONS' button. Go in and use the search facility provided to find the properties you want to buy at auction soon! Whenever they're taking place and wherever they are being held, we have all the information you need to know.

* 'A BUYER'S GUIDE TO PROPERTY AUCTIONS' takes you step-by-step through the whole buying process - just what you need to know if you're new to property auctions. You'll also find plenty of tips and tactics in here - little snippets of inside information that even seasoned property auction bidders will find useful. Come back often - tips and tactics are added to regularly.

* 'FAQS & REPORTS' is actually a large library of reports covering a whole range of property topics. Feel free to browse - there's plenty of powerful, need-to-know information for you here. Check into this section on a regular basis - we are often adding more reports for you.

* Don't forget to use the 'ASK US' facility if you have any questions that are not answered within the HPI site. We promise to get back to you within 24 hours - although you'll often receive a reply by return. Use this facility to offer any suggestions about the site and how we can develop and improve it to meet your needs. We consider all suggestions very carefully.

* 'STREETMAPS' is a brilliant way to find out exactly where an auction is being held. Simply enter the address - or even the post code - and you'll have a printable map on screen in front of you within seconds. Just what you need to arrive and park in plenty of time!

* If you want to change your password at any time, simply click on 'PASSWORD' and make that change straightaway. It's easy to do.

* When you want to log off at the end of a visit, click 'LOG OFF' - but do come back soon for some more auction news, updates and money-spinning information!

FREE Report: How to get the French (or any other country for that matter!!) to pay off your mortgage

Slash £250 a month from your mortgage repayments with this little known cunning currency tip!!

Here's a little-known trick to cut your monthly mortgage repayments and capital borrowings. In fact this is so good, you can repeat this trick endlessly until you're completely mortgage free.
The secret is to spot a currency that's weakening against UK sterling. You then move your mortgage into that foreign currency. By doing so, you can cut £250 off the typical monthly mortgage payment of £542 on a £100,000 mortgage. Even better, you could slash that £100,000 balance to £93,000.

Sounds tricky, but it's worth a look. Here's exactly how you do it...

Spot a weak foreign currency
With a foreign currency mortgage, you borrow in a foreign currency rather than UK sterling. This can lower your monthly repayments immediately. For example, Euro mortgages rates are much lower than UK mortgage rates (about 3.5%, compared to our 6.5%). On a typical £100,000, 25-year interest- only mortgage, you'd pay the equivalent of £291.66 a month with a 3.5% Euro mortgage and £541.66 a month with the 6.5% UK mortgage. That's an instant saving of £250 a month or £3,000 a year. But that's not all - you can even slash £7,000 off that £100,000 mortgage.

Cut your mortgage by £7,000
Imagine your mortgage is £100,000 and you expected the US dollar to fall against UK sterling. You would then switch your borrowings to the US dollar at, say, $1.86 to £1.00. This leaves you with borrowings of just $186,000. The dollar then weakens against UK sterling, just as you predicted. Let's say it moves to $2.00 to £1.00. You would then move your money back into UK sterling and owe just £93,000 - a saving of£7,000. The clever trick is to do this again and again, moving your mortgage from one currency to another, and reducing your debt each time.

Clear your debt faster
Here's another great tip. Now that you've reduced your mortgage repayments, you can also reduce your mortgage term and the interest you'd repay by upping your payments to what they'd be with a UK mortgage. By paying more, you'll clear the debt that much faster.

Move in and out of weakening currencies and you'll eliminate your borrowings faster still!
But there are risks. UK sterling may weaken against the foreign currency you are using which means you'll owe more. Say the US dollar-UK sterling went from $1.86 to £1.00 to $1.50 to £1.00. You would owe £124,000 rather than the £100,000 you started with - and a whopping £31,000 more than the £93,000 you'd hoped for. But there's a savvy solution to protect yourself against this problem. You can use a foreign exchange manager to monitor currencies and move your money between them as appropriate. A manager can then trade between various weakening currencies for you.

How to check your eligibility
Make sure you're eligible for a foreign currency mortgage by checking the key criteria with the major players. There is normally a minimum borrowing level of £100,000. Mortgages are usually interest-only rather than capital repayment products, so make sure you have an investment product in place to clear the capital borrowings in due course.

Double-check the lending criteria
You should double-check your suitability for a foreign currency mortgage by checking out the full criteria of the lending company. Here are a few pointers...

• Some lenders will advance funds only to employees of a multi-national company with a branch or dealings in the relevant country. They will also check you meet the usual multiple of income and total affordability criteria. The typical multiple you'll be able to borrow is 2.5 to 3 times earnings. So, if you earn £25,000, you can borrow up to £75,000.
• You should also show an understanding of markets, currencies and the reward-risk relationship. Remember, currency fluctuations can work for or against you. The lender will want to know you understand that and can afford to bankroll a higher debt in a worst- case scenario. It would be helpful to have invested before in currency -linked products. Therefore useful to use a specialist.
• Loan To Value (LTV, the maximum loan in relation to the property's value) will normally be limited to 65%. You will need to put down a deposit of 35%. What many people do is to remortgage, freeing up the equity in their existing house to cover both the deposit and some set-aside emergency funds too!

The Bottom Line: The US economy is now entering a killer-combo scenario of sluggish economic growth, rampant inflation and high unemployment. That's good news for foreign currency investors - and you too if you act fast and move to a foreign currency mortgage a.s.a.p

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Hot Property Investor Website Update
New Auction Lot Search Engine in Beta Testing
At last it's here!
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Please report bugs and suggestions Here If you are reporting a bug then please be precise as to the nature of the problem and ensure you include the url

Any existing members logging into their account will now see a dramatic and welcome change to the site. It has been over twelve months in development and final testing has been carried out ... now it's time to let you test drive on the new software!

We have thoroughly tested and debugged the new software as far as we're able and are now uploading literally tens of thousands of pages of valuable property information.

We built the new site to to improve many different areas of the old software, one of which was the accuracy of information. The old system allowed the auctioneers to edit their own listings but unfortunately they are very busy people and this wasn't always done as well as it should be.

A decision has been taken to employ a data input team whose job it is now to check all information on a regular basis - we have even had the software programmed to schedule alerts for auction listing that need updating on certain dates.

There are hundreds of auction listings in the database - MAKING IT THE MOST COMPREHENSIVE DATABASE OF IT'S KIND ANYWHERE IN THE UK.

Each and every listing has been manually checked for accuracy - we have checked the links and auction information and even called the auctioneers to verify that all is as it should be. The database is now the 'definitive' source for correct information AND IS ACCURATE. There are other property auction databases springing up now and we've checked their information - most is out of date and the information has been sourced from other sites so the bad and out of date info is going round in circles.

All Hot Property Investor information has been manually checked and verified BY A HUMAN!

So we're delighted with the results and we hope you will be too.

You'll see that we have already added thousands of results so you can see what items are actually selling for in different parts of the country.

Now, we have literally uploaded the tip of the iceberg in terms of auction information. The data input teams have gone through the listings and checked their accuracy, they have uploaded all auction data available for the coming months. The next task is to go over the auctioneers and begin the massive task of uploading all available catalogues.

Over the following weeks the data will grow and grow - as you can imagine, this initial upload is massive but is what the new software was designed for.

There was a lot of discussion in the office as to whether we launch now or wait till all the information is uploaded. We took the decision to launch because the site is already far better than the old one. Also, as the uploading of information will be ongoing we will never get to a point where it's finished!

You will see the addition of many catalogues and information in the next few weeks and then the programme of 'maintenance' will begin.

Each week the scheduled updates will inform the data input team of what listings are coming up for checking at which point the auctioneer is contacted and their news is uploaded for you.

This new system will allow you to check all auctions across the UK in on simple, uniform database ensuring you have the best opportunity of tracking down that bargain.

Thank you for bearing with us whilst this new site was programmed and we hope it delivers the information you require.

PLEASE NOTE: This is a brand new site and as such there are going to be bugs and issues. If you come across something that's not working as it should please let us know so that the team can fix it right away.

Also, this is your site - we have added as many features as we can think of and those suggested by members. If there's something missing or something we could do better, please let us know and you can be assured, we'll give any suggestion full consideration.

Please keep checking this page for website news and updates.
Thankyou and enjoy,

Kind Regards
Janice Hopkins
Customer Relations Manager